4 live UK switch bonuses ask for no Direct Debits at all — the best-paying one open to everyone is RBS at £200, which qualifies on a deposit and account activity alone. The other 6 need between 2 and 3. Last verified 12 Oct 2026; checked daily.
Set up Direct Debits now — £3 each per month
No account neededHow many do you need?
2 separate Direct Debits from one setup — they appear as 2 distinct debits on your statement, which is what banks requiring 2+ DDs are checking for.
For how long?
Covers the switch and the wait for the bonus, then cancels itself — you will never pay more than £24.
The Current Account Switch Service already moves whatever Direct Debits you have across automatically, in seven working days, and that part is not optional. The requirement banks attach to a bonus is separate: they want evidence the account is going to be used as a main account rather than opened, emptied and forgotten. That is why the offers asking for none instead want a deposit — often a large one — or card activity in its place.
Which also means a bonus with no Direct Debit requirement is not automatically the easier one. Check what it asks for instead on the easiest switch bonus ranking, and what actually counts as a Direct Debit before you assume a subscription will do.