£200
The RBS current account switch bonus is £200. Last verified 12 Oct 2026 — offers are checked daily.
Bonus
£200
Offer type
Bank switch
Cooling-off
36 months
Banking group
NatWest Group
Switching to RBS? Get an email on every date that matters
Direct Debits, the requirements deadline, when the bonus is due, when it is safe to cancel, and when you can switch again. No account needed.
Two questions, no signup: your personalised 12-month plan from every live offer.
Who do you already bank with?
Cash you could move around (savings, premium bonds, old accounts)
£2,191 this year
£1,875 switch bonuses + £202 saver interest + £114 easy-access interest
This plan needs 3 active Direct Debits
Lloyds asks for the most, at 3. The same Direct Debits move with you to each account, so 3 live at once covers the whole year — and HSBC Premier and NatWest Premier need none at all.
Deadline reminders included. Or just browse the offers.
Not sure you qualify? RBS eligibility & cooling-off checker →
Wondering when the money actually lands? RBS bonus payout time — real reports vs the bank's promise →
Switched to RBS? Help others: how fast did the bonus land?
Anonymous — one tap, no account.
Switching between banks in the same group usually doesn't qualify for a bonus. Cooling-off periods are often shared.
Rate
5.25%
Max monthly
£150
Term
12 months
Est. interest
~£51
Requires a RBS current account.
Compare all regular saversTrack how RBS's switch bonus has changed over time.
| Bonus | Type | Started | Ended | Duration |
|---|---|---|---|---|
| £200 | switch | 1 Jul 2026 | Current | Ongoing |
| £150 | switch | 18 Mar 2026 | 1 Jul 2026 | 106 days |
Historical average
£175
Trend
Increasing
Offers tracked
2
Track your RBS switch in StoozeMax
Log your switch, track the cooling-off countdown, and get notified when you're eligible to switch again. Free forever.
Start Tracking Free