£200
The NatWest current account switch bonus is £200. Last verified 12 Oct 2026 — offers are checked daily. £200 matches or beats 100% of the 6 NatWest offers we've tracked — historically an excellent time to switch.
Bonus
£200
Offer type
Bank switch
Cooling-off
36 months
Banking group
NatWest Group
Avg days to payment
7 days
Switching to NatWest? Get an email on every date that matters
Direct Debits, the requirements deadline, when the bonus is due, when it is safe to cancel, and when you can switch again. No account needed.
Two questions, no signup: your personalised 12-month plan from every live offer.
Who do you already bank with?
Cash you could move around (savings, premium bonds, old accounts)
£2,191 this year
£1,875 switch bonuses + £202 saver interest + £114 easy-access interest
This plan needs 3 active Direct Debits
Lloyds asks for the most, at 3. The same Direct Debits move with you to each account, so 3 live at once covers the whole year — and HSBC Premier and NatWest Premier need none at all.
Deadline reminders included. Or just browse the offers.
Not sure you qualify? NatWest eligibility & cooling-off checker →
Wondering when the money actually lands? NatWest bonus payout time — real reports vs the bank's promise →
Switched to NatWest? Help others: how fast did the bonus land?
Anonymous — one tap, no account.
Switching between banks in the same group usually doesn't qualify for a bonus. Cooling-off periods are often shared.
Rate
7%
Max monthly
£150
Term
12 months
Est. interest
~£68
Requires a NatWest current account.
7% includes 5.25% variable + 1.75% fixed bonus for 12 months. Up to £5,000 total.
Compare all regular saversTrack how NatWest's switch bonus has changed over time.
| Bonus | Type | Started | Ended | Duration |
|---|---|---|---|---|
| £200 | switch | 28 Sept 2026 | Current | Ongoing |
| £150 | switch | 15 Jan 2025 | 1 Jul 2026 | 533 days |
Historical average
£167
Trend
Increasing
Offers tracked
6
2 reports so far (need 1 more for success rate)
Confirmed
2
Pending
0
Avg days from switch to bonus
7 days
Track your NatWest switch in StoozeMax
Log your switch, track the cooling-off countdown, and get notified when you're eligible to switch again. Free forever.
Start Tracking Free| £150 |
| switch |
| 1 Sept 2023 |
| 31 Dec 2024 |
| 487 days |
| £200 | switch | 15 Jan 2023 | 30 Jun 2023 | 166 days |
| £150 | switch | 1 Apr 2022 | 31 Dec 2022 | 274 days |
| £150 | switch | 1 Jan 2019 | 15 Mar 2020 | 439 days |
