As of 28 June 2026. No monthly fees — full bonus value.
As of 28 June 2026, the best UK bank switch bonus is £500 from Lloyds. No monthly fee — the full bonus is yours.
Use the free Current Account Switch Service (CASS). It moves your direct debits, standing orders, and salary automatically within 7 working days. Once you meet the bank's requirements, the bonus is paid into your new account — usually within 30 days.
Yes. Most banks have a 12-month cooling-off period before you can claim their bonus again. You can claim bonuses from different banks simultaneously — stacking them over 12–18 months can earn £500+.
Some accounts charge a monthly fee. Net value = bonus minus 6 months of fees (the typical minimum hold period). A £200 bonus from an account charging £15/month nets just £110. Free accounts keep 100% of the bonus.
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