Updated March 2026
Best Bank Switch Offers — March 2026
13 live switch bonuses worth a combined £2,575. Every offer is verified daily — pick your next switch and apply in minutes.
Live Offers
13
Highest Bonus
£500
Combined Value
£2,575
| Bank | Bonus | Key Requirements | Expires | Group | |
|---|---|---|---|---|---|
 | £500 |
| 30 Apr 2026 | Lloyds Banking Group | Apply |
 | £400 |
| 30 Apr 2026 | Barclays | Apply |
 | £200 |
| Ongoing | HSBC Group | Apply |
 | £200 |
| 4 Mar 2026 | Nationwide Building Society | Apply |
 | £200 |
| Ongoing | Santander UK | Apply |
 | £175 |
| Ongoing | HSBC Group | Apply |
 | £175 |
| Ongoing | Lloyds Banking Group | Apply |
 | £150 |
| 28 May 2026 | NatWest Group | Apply |
 | £150 |
| 28 May 2026 | NatWest Group | Apply |
 | £150 |
| Ongoing | Virgin Money | Apply |
 | £100 |
| 30 Apr 2026 | Apply | |
 | £100 |
| 17 Feb 2026 | TSB | Apply |
 | £75 |
| Ongoing | Co-operative Bank | Apply |
Top Pick
- Pay in £5,000/month (or hold £100k+ in Lloyds savings/investments)
- Full CASS switch with 3 active direct debits
Expires 30 Apr 2026
ApplyBarclays
Barclays
£400
- £75k+ annual salary or £100k+ in Barclays investments
- Full CASS switch via Barclays app with 2 active direct debits
Expires 30 Apr 2026
Apply- £1,000 deposit within 31 days
- 1 debit card transaction
Expires 4 Mar 2026
Apply- Full CASS switch with 2+ direct debits/standing orders
- Deposit £1,000 within 45 days
Ongoing
Apply- Apply for Select or Reward account
- Full CASS switch by 28 May 2026 (complete by 16 June 2026)
Expires 28 May 2026
ApplyRBS
NatWest Group
£150
- Apply for Select or Reward account
- Full CASS switch by 28 May 2026 (complete by 16 June 2026)
Expires 28 May 2026
Apply- Switch salary/pension via Bacs Direct Credit (not CASS)
- Receive at least 1 payment between 1 Feb – 30 Apr 2026
Expires 30 Apr 2026
Apply- Request full CASS switch within 2 weeks of opening
- Complete switch within 8 weeks
Ongoing
ApplyHow Bank Switch Bonuses Work
The Current Account Switch Service (CASS) lets you move your bank account — including direct debits, standing orders, and salary — to a new bank in just 7 working days. Banks pay you a cash bonus for switching, and you can do it multiple times to earn hundreds of pounds a year.
1
Choose an Offer
Pick the bank with the best bonus that suits your needs. Check the requirements — some need a minimum pay-in or direct debits.
2
Switch via CASS
Apply for the new account and request a full switch. CASS handles everything automatically within 7 working days.
3
Get Paid
Meet the requirements and your bonus is typically paid within 30 to 60 days. Then plan your next switch when the cooling-off period ends.
Frequently Asked Questions
How do bank switch bonuses work?
Banks offer cash bonuses (typically between £75 and £200) to attract new customers. You use the free Current Account Switch Service (CASS) to move your current account — including direct debits, standing orders, and incoming payments — to the new bank within 7 working days. Once you meet the offer requirements (such as paying in a minimum amount or making a set number of debit card transactions), the bonus is paid into your new account, usually within 30 days.
How long does a bank switch take?
The Current Account Switch Service guarantees a full switch within 7 working days from your chosen switch date. You pick the date, and CASS handles everything automatically — redirecting payments, transferring your balance, and closing your old account. Most bonuses are then paid within 30 to 60 days of meeting the requirements.
Can I switch banks more than once?
Yes. There is no limit on how many times you can use the Current Account Switch Service. However, each bank sets its own eligibility rules — most require a cooling-off period (typically 12 months) before you can claim a bonus from the same bank again. You can switch between different banks and banking groups as often as you like to maximise your bonuses.
What is the cooling-off period?
The cooling-off period is the minimum time you must wait before you are eligible for another switch bonus from the same bank. Most banks require 12 months, though some (like NatWest) check whether you held an account on a specific date. Banks within the same banking group (e.g. Lloyds, Halifax, and Bank of Scotland) often share eligibility restrictions, so switching between brands in the same group may not qualify for a bonus.
Track your switches and never miss a bonus change
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