£175
The Nationwide current account switch bonus is £175. Last verified 12 Oct 2026 — offers are checked daily. £175 matches or beats 67% of the 6 Nationwide offers we've tracked — around the historical norm.
Bonus
£175
Offer type
Bank switch
Cooling-off
12 months
Banking group
Nationwide Building Society
Switching to Nationwide? Get an email on every date that matters
Direct Debits, the requirements deadline, when the bonus is due, when it is safe to cancel, and when you can switch again. No account needed.
Two questions, no signup: your personalised 12-month plan from every live offer.
Who do you already bank with?
Cash you could move around (savings, premium bonds, old accounts)
£2,191 this year
£1,875 switch bonuses + £202 saver interest + £114 easy-access interest
This plan needs 3 active Direct Debits
Lloyds asks for the most, at 3. The same Direct Debits move with you to each account, so 3 live at once covers the whole year — and HSBC Premier and NatWest Premier need none at all.
Deadline reminders included. Or just browse the offers.
Not sure you qualify? Nationwide eligibility & cooling-off checker →
Wondering when the money actually lands? Nationwide bonus payout time — real reports vs the bank's promise →
Switched to Nationwide? Help others: how fast did the bonus land?
Anonymous — one tap, no account.
Switching between banks in the same group usually doesn't qualify for a bonus. Cooling-off periods are often shared.
Rate
6.5%
Max monthly
£200
Term
12 months
Est. interest
~£85
Track how Nationwide's switch bonus has changed over time.
| Bonus | Type | Started | Ended | Duration |
|---|---|---|---|---|
| £175 | switch | 1 Jul 2026 | Current | Ongoing |
| £200 | switch | 18 Mar 2026 | 1 Jul 2026 | 106 days |
Historical average
£158
Trend
Increasing
Offers tracked
6
Track your Nationwide switch in StoozeMax
Log your switch, track the cooling-off countdown, and get notified when you're eligible to switch again. Free forever.
Start Tracking Free| £175 |
| switch |
| 18 Sept 2025 |
| 18 Mar 2026 |
| 181 days |
| £200 | switch | 1 Sept 2023 | 31 Dec 2023 | 121 days |
| £100 | switch | 1 Sept 2022 | 31 Aug 2023 | 364 days |
| £100 | switch | 1 Apr 2021 | 31 Aug 2022 | 517 days |