Co-op Bank pays its £75 switch bonus within 7 days of you meeting the requirements. Windows below are each bank's stated maximum, per their published terms (verified June 2026) — banks often pay sooner.
Within 7 days of meeting the eligibility criteria (£1,000 deposit, 2 direct debits, 10 debit-card payments, online/mobile registration within 30 days of switching).
Within 10 calendar days of the full switch completing.
Eligibility is assessed 60 days after the switch is instructed, then the bonus is paid within 30 days of that decision (so ~90 days from instruction).
Within 30 days of completing the switch, paying in £1,250 and logging into the mobile app (all within 60 days of switching).
Within 30 calendar days of completing the qualifying steps (full switch, £1,250 paid in, app login within 60 days of switching).
Paid before the 20th of the month after you qualify — a date-based rule; typically under 30 days, up to ~50 in the worst case.
Within 60 days of switching your everyday banking and meeting the offer criteria.
Within 45 working days (~63 calendar days) of Barclays confirming you met the requirements. Sources differ (some cite 28 working days), so this is the conservative upper bound.
Payout windows from each bank's published switch terms, verified June 2026. “Days” is the stated maximum from meeting requirements to payment; banks often pay sooner.
As of 28 June 2026, the fastest-paying live UK switch bonus is Co-op Bank, which pays its £75 bonus within 7 days of you meeting the requirements — Within 7 days of meeting the eligibility criteria (£1,000 deposit, 2 direct debits, 10 debit-card payments, online/mobile registration within 30 days of switching).
Banks measure the window from different points — some from when your switch completes, some from when you meet the requirements, and some assess eligibility on a fixed date weeks later before the payout clock even starts. Check the specific offer's terms.
Machine-readable data available at /fastest-switch-bonus/feed.json.