LemFi Instant Access Savings Account pays 5.00% AER — Includes bonus rate.
Easy-access accounts let you pay in and withdraw whenever you like with no notice period or penalty. The trade-off is a variable rate the bank can change at any time, so it's worth checking you're still on a market-leading deal.
LemFi
LemFi Instant Access Savings Account · Includes bonus rate
Monument Bank
Welcome Saver
Zopa
Limited Access pot · Includes bonus rate
Teachers BS
Bonus Savings Account for Teachers (Issue 1) · Includes bonus rate, Online only
Tembo Money
HomeSaver · Includes bonus rate
cahoot
cahoot Simple Saver (Issue 20) · Online only
Progressive BS
1 Year Double Access Saver Account (Issue 2)
Teachers BS
Bonus Savings Account for Everyone (Issue 1) · Includes bonus rate, Online only
Chase
Chase Saver With Boosted Rate · Includes bonus rate
Vida Savings
Double Access Saver Issue 2 · Online only
OakNorth Bank
Easy Access Tracker - Issue 15 · Includes bonus rate, Online only
Sainsbury's Money
Instant Access Saver · Includes bonus rate, Online only
Principality BS
Online Bonus Triple Access (Issue 9) · Includes bonus rate, Online only
United Trust Bank
UTB Limited Access Saver Account · Online only
Oxbury Bank
Easy Access Autumn Account (Issue 1) · Online only
Showing the top 15 of 42 live easy-access savings accounts.
As of 21 October 2026, the best easy-access savings account in the UK is the LemFi LemFi Instant Access Savings Account at 5.00% AER.
Yes — UK-authorised banks and building societies are covered by the FSCS, protecting up to £120,000 per person, per banking licence, if the provider fails.
Machine-readable data available at /best-savings/easy-access/feed.json. Updated daily.