There is no limit on how many times you can switch current accounts — the limit is per bank, and it applies across the whole banking group. 10 UK switch bonuses are live, worth £2,705 in total. Tick the ones you have already taken to see which are still open to you.
Now put them in order, with every deadline
The Switch Plan takes what you ticked above and sequences the bonuses you can still claim, with the day to set up Direct Debits, what each bank needs before it pays, and when it is safe to cancel. Emailed to you.
Exclusions attach to the banking group, not the brand on the card. A First Direct bonus blocks HSBC. A Halifax bonus blocks Lloyds and Bank of Scotland. An RBS bonus blocks NatWest, and for three years rather than one. Someone reasoning brand by brand applies, does all the work, and has the bonus quietly refused at the end.
Switching itself is unlimited and harmless to your credit file in the way people fear — the constraint is only ever the bank's own exclusion. Once you know what is open, the next questions are the order to do them in, on best switch order, and when your Direct Debits need to be live, on the deadline planner.