Barclays Premier vs RBS: Switch Bonus Comparison
RBS offers the better net value at £200 vs £0 after fees.
- £75k+ annual salary or £100k+ in Barclays investments
- Full CASS switch via Barclays app with 2 active direct debits
- Pay in £4,000 within 30 days
- Cannot have held a Barclays current account on or before 17 Feb 2026
- Open a Select or Reward account and complete a full CASS switch
- Pay in £1,250+ within 60 days (can be split; must stay 24 hours)
- Log in to the RBS mobile app
- No RBS current account held on 6 May 2026
- No previous NatWest Group switch bonus
- Can't switch from a NatWest or Ulster Bank account
- Apple TV+
- MLS Season Pass
- 4.36% Rainy Day Saver on up to £5,000
- Premier-level service
- £200 paid within 30 days
- Reward account: up to £36/yr rewards (£2/mo fee)
Verdict: Barclays Premier vs RBS
Barclays Premier comes with more perks (4 vs 2), including things like apple tv+.
RBS has no income requirement, while Barclays Premier requires £75,000/yr.
Frequently Asked Questions
Which has the higher switch bonus, Barclays Premier or RBS?
Currently only RBS has an active switch bonus. Barclays Premier does not have an active offer at this time.
Can I switch to both Barclays Premier and RBS?
Yes, you can switch to both banks, but you need to do them one at a time using the Current Account Switch Service (CASS). Complete one switch, wait out the cooling-off period, then switch again to the second bank.
How long is the cooling-off period for Barclays Premier and RBS?
The cooling-off periods are: RBS: 36 months. During this time you cannot switch away without potentially losing your bonus.
Which bank is easier to switch to, Barclays Premier or RBS?
Both banks use the Current Account Switch Service (CASS), which makes the process straightforward. The main differences are in specific requirements like minimum pay-in amounts, number of direct debits, and whether you need to use their app. Check the requirements comparison above for full details.