Start with Barclays (£300) — it's the highest broadly-available bonus you can begin today. The full sequence below is worth £1,295: 1 of the 6 switches can start immediately, and the rest unlock as cooling-off periods end. Last verified 12 Oct 2026; recomputed daily.
Start now · 5 requirements · running total £300
From December 2026 · 3 requirements · running total £520
From February 2027 · 2 requirements · running total £720
From April 2027 · 2 requirements · running total £920
From June 2027 · 3 requirements · running total £1,120
From August 2027 · 2 requirements · running total £1,295
These pay more but carry income or wealth requirements — slot one in first if you're eligible:
The sequence is computed from every live offer, highest value first, subject to the rules that trip people up: cooling-off periods before a bank pays again, banking groups that share eligibility (switching to one Lloyds-group brand can block another), and one bonus per brand. It re-runs daily as offers launch, change and expire.
Tell us what you hold and how much cash you can move — the sequence recomputes for you, savers included.
Who do you already bank with?
Cash you could move around (savings, premium bonds, old accounts)
£2,191 this year
£1,875 switch bonuses + £202 saver interest + £114 easy-access interest
This plan needs 3 active Direct Debits
Lloyds asks for the most, at 3. The same Direct Debits move with you to each account, so 3 live at once covers the whole year — and HSBC Premier and NatWest Premier need none at all.
Deadline reminders included. Or just browse the offers.