Comparing the top 30 fixed rate accounts by AER.
5.37%
Highest Rate
5.22%
Average Rate
30
Accounts
| Provider | Account Name | AER % | Term | Min Deposit |
|---|---|---|---|---|
| GB Bank | 5 Year Fixed Rate Bond | 5.37% | 5 years | — |
| DF Capital | 5 Year Fixed Rate Deposit (Issue 9) | 5.35% | 5 years | — |
| DF Capital | 5 Year Fixed Deposit - Annual Interest (Issue 9) | 5.35% | 5 years | — |
| Oxbury Bank | Personal 5 Year Bond Account (Issue 16) | 5.34% | 5 years | — |
| Close Brothers Savings | Fixed Rate Bond | 5.34% | — | — |
| Vanquis Bank | 5 Year Fixed Rate Bond | 5.34% | 5 years | — |
| Melton BS | Fixed Rate Issue 32 to 19th November 2031 | 5.33% | 5.083333333333333 years | — |
| Aldermore | 5 Year Fixed Rate Account | 5.25% | 5 years | — |
| Shawbrook Bank | 5 Year Fixed Rate Bond - Issue 57 | 5.25% | 5 years | — |
| DF Capital | 2 Year Fixed Deposit - Annual Interest (Issue 22) | 5.20% | 2 years | — |
| Chetwood Bank | 5 Year Fixed Rate Savings Account | 5.20% | 5 years | — |
| OakNorth Bank | Fixed Term Savings Account | 5.20% | — | — |
| GB Bank | 3 Year Fixed Rate Bond | 5.20% | 3 years | — |
| DF Capital | 2 Year Fixed Rate Deposit (Issue 22) | 5.20% | 2 years | — |
| Atom Bank | 5 Year Fixed Saver | 5.20% | 5 years | — |
| Investec Save | Fixed Rate Saver | 5.19% | — | — |
| thisbank | Fixed-Term Savings Account | 5.18% | — | — |
| GB Bank | 2 Year Fixed Rate Bond | 5.18% | 2 years | — |
| National Savings & Investments | NS&I Guaranteed Growth Bonds Issue 75 | 5.17% | — | — |
| Chetwood Bank | 3 Year Fixed Rate Savings Account | 5.17% | 3 years | — |
| Aldermore | 4 Year Fixed Rate Account | 5.17% | 4 years | — |
| National Savings & Investments | NS&I Guaranteed Income Bonds Issue 75 | 5.17% | — | — |
| Oxbury Bank | Personal 2 Year Bond Account (Issue 31) | 5.17% | 2 years | — |
| Vanquis Bank | 4 Year Fixed Rate Bond | 5.16% | 4 years | — |
| Aldermore | 3 Year Fixed Rate Account | 5.16% | 3 years | — |
| Vanquis Bank | 3 Year Fixed Rate Bond | 5.16% | 3 years | — |
| AlRayan Bank | 12 Month Fixed Term DepositSharia | 5.15% | 1 year | — |
| Chetwood Bank | 2 Year Fixed Rate Savings Account | 5.14% | 2 years | — |
| Vanquis Bank | 2 Year Fixed Rate Bond | 5.13% | 2 years | — |
| OakNorth Bank | 1 Year Fixed Term Deposit | 5.13% | 1 year | — |
The best fixed rate savings rates change frequently. Check the comparison table above for the latest rates, updated daily from Moneyfacts data.
Yes. The Financial Services Compensation Scheme (FSCS) protects up to £120,000 per person, per banking group. If you have more than £120,000, spread it across banks in different banking groups.
Generally no. Fixed rate accounts lock your money away for a set term (e.g. 1, 2, or 5 years). Early withdrawal usually means losing some or all of the interest earned. Only fix money you definitely won't need.
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