Comparing the top 38 fixed rate accounts by AER.
5.38%
Highest Rate
5.29%
Average Rate
38
Accounts
| Provider | Account Name | AER % | Term | Min Deposit |
|---|---|---|---|---|
| Market Harborough BS | Fixed Term Bond 154 (31.01.2029) | 5.38% | 2.25 years | — |
| Market Harborough BS | Fixed Term Bond 153 (31.01.2029) | 5.38% | 2.25 years | — |
| Chetwood Bank | 5 Year Fixed Rate Savings Account | 5.36% | 5 years | — |
| Afin Bank | 5-Year Fixed Term Account (Issue 16) | 5.36% | 5 years | — |
| Vanquis Bank | 5 Year Fixed Rate Bond | 5.35% | 5 years | — |
| Close Brothers Savings | Fixed Rate Bond | 5.35% | — | — |
| GB Bank | 5 Year Fixed Rate Bond | 5.35% | 5 years | — |
| Chetwood Bank | 3 Year Fixed Rate Savings Account | 5.35% | 3 years | — |
| DF Capital | 5 Year Fixed Rate Deposit (Issue 9) | 5.35% | 5 years | — |
| DF Capital | 5 Year Fixed Deposit - Annual Interest (Issue 9) | 5.35% | 5 years | — |
| Chetwood Bank | 2 Year Fixed Rate Savings Account | 5.33% | 2 years | — |
| Castle Trust Bank | Fixed Rate e-Saver | 5.31% | — | — |
| Morgan Stanley | 2 Year Fixed Term Deposit | 5.30% | 2 years | — |
| RCI Bank UK | 2 Year Fixed Term Savings Account | 5.30% | 2 years | — |
| Morgan Stanley | 3 Year Fixed Term Deposit | 5.30% | 3 years | — |
| OakNorth Bank | Fixed Term Savings Account | 5.30% | — | — |
| RCI Bank UK | 5 Year Fixed Term Savings Account | 5.30% | 5 years | — |
| Market Harborough BS | Fixed Term Bond 151 (30.11.2029) | 5.30% | 3.0833333333333335 years | — |
| Afin Bank | 2-Year Fixed Term Account (Issue 12) | 5.30% | 2 years | — |
| Market Harborough BS | Fixed Term Bond 152 (30.11.2029) | 5.30% | 3.0833333333333335 years | — |
| GB Bank | 2 Year Fixed Rate Bond | 5.28% | 2 years | — |
| Oxbury Bank | Personal 3 Year Bond Account (Issue 27) | 5.28% | 3 years | — |
| Vida Savings | 5 Year Fixed Rate Bond | 5.28% | 5 years | — |
| GB Bank | 3 Year Fixed Rate Bond | 5.28% | 3 years | — |
| Afin Bank | 3-Year Fixed Term Account (Issue 5) | 5.28% | 3 years | — |
| Vida Savings | 3 Year Fixed Rate Bond | 5.27% | 3 years | — |
| Melton BS | Fixed Rate Issue 35 to 18th December 2029 | 5.27% | 3.0833333333333335 years | — |
| Vida Savings | 2 Year Fixed Rate Bond | 5.26% | 2 years | — |
| Market Harborough BS | Fixed Term Bond 150 (31.10.2030) | 5.25% | 4 years | — |
| Shawbrook Bank | 5 Year Fixed Rate Bond - Issue 57 | 5.25% | 5 years | — |
| Market Harborough BS | Fixed Term Bond 149 (31.10.2030) | 5.25% | 4 years | — |
| Kent Reliance | 3 Year Fixed Rate Bond - Issue 36 | 5.25% | 3 years | — |
| AlRayan Bank | 12 Month Fixed Term DepositSharia | 5.21% | 1 year | — |
| Isbank | 1 Year Fixed Term Deposit | 5.21% | 1 year | — |
| Mizrahi Tefahot Bank Ltd | 1 Year Fixed Term Deposit | 5.20% | 1 year | — |
| Investec Save | Fixed Rate Saver | 5.20% | — | — |
| Morgan Stanley | 1 Year Fixed Term Deposit | 5.20% | 1 year | — |
| Atom Bank | 5 Year Fixed Saver | 5.20% | 5 years | — |
The best fixed rate savings rates change frequently. Check the comparison table above for the latest rates, updated daily from Moneyfacts data.
Yes. The Financial Services Compensation Scheme (FSCS) protects up to £120,000 per person, per banking group. If you have more than £120,000, spread it across banks in different banking groups.
Generally no. Fixed rate accounts lock your money away for a set term (e.g. 1, 2, or 5 years). Early withdrawal usually means losing some or all of the interest earned. Only fix money you definitely won't need.
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