Updated daily from Moneyfacts. Compare 18 accounts.
4.90%
Highest Rate
4.82%
Average Rate
18
Accounts
| Provider | Account Name | AER % | Term | Min Deposit |
|---|---|---|---|---|
| Afin Bank | 5-Year Fixed Term Account (Issue 10) 5-Year Fixed Term Account (Issue 10) | 4.90% | 5 years | — |
| Afin Bank | 3-Year Fixed Term Account (Issue 2) 3-Year Fixed Term Account (Issue 2) | 4.85% | 3 years | — |
| Afin Bank | 2-Year Fixed Term Account (Issue 7) 2-Year Fixed Term Account (Issue 7) | 4.85% | 2 years | — |
| Afin Bank | 5-Year Fixed Term Account (Issue 9) 5-Year Fixed Term Account (Issue 9) | 4.85% | 5 years | — |
| Atom Bank | 5 Year Fixed Saver 5 Year Fixed Saver | 4.85% | 5 years | — |
| Close Brothers Savings | Fixed Rate Bond Fixed Rate Bond | 4.82% | 5 years | — |
| RCI Bank UK | 2 Year Fixed Term Savings Account 2 Year Fixed Term Savings Account | 4.82% | 2 years | — |
| thisbank | Fixed-Term Savings Account Fixed-Term Savings Account | 4.82% | 2 years | — |
| Habib Bank Zurich plc | HBZ Sirat e-Deposit Account HBZ Sirat e-Deposit Account | 4.81% | 1 year | — |
| Afin Bank | 3-Year Fixed Term Account (Issue 1) 3-Year Fixed Term Account (Issue 1) | 4.80% | 3 years | — |
| AlRayan Bank | Meteor Savings - 1 Year Fixed Term Deposit Meteor Savings - 1 Year Fixed Term Deposit | 4.80% | 1 year | — |
| RCI Bank UK | Raisin UK - 3 Year Fixed Term Deposit Raisin UK - 3 Year Fixed Term Deposit | 4.80% | 3 years | — |
| Afin Bank | 2-Year Fixed Term Account (Issue 6) 2-Year Fixed Term Account (Issue 6) | 4.80% | 2 years | — |
| RCI Bank UK | 3 Year Fixed Term Savings Account 3 Year Fixed Term Savings Account | 4.80% | 3 years | — |
| Afin Bank | 1-Year Fixed Term Account (Issue 5) 1-Year Fixed Term Account (Issue 5) | 4.80% | 1 year | — |
| Hampshire Trust Bank | 5 Year Online Fixed Saver (Issue 52) 5 Year Online Fixed Saver (Issue 52) | 4.79% | 5 years | — |
| Hampshire Trust Bank | 2 Year Online Fixed Saver (Issue 105) 2 Year Online Fixed Saver (Issue 105) | 4.77% | 2 years | — |
| Atom Bank | 3 Year Fixed Saver 3 Year Fixed Saver | 4.75% | 3 years | — |
The best fixed rate savings rates change frequently. Check the comparison table above for the latest rates, updated daily from Moneyfacts data.
Yes. The Financial Services Compensation Scheme (FSCS) protects up to £85,000 per person, per banking group. If you have more than £85,000, spread it across banks in different banking groups.
Generally no. Fixed rate accounts lock your money away for a set term (e.g. 1, 2, or 5 years). Early withdrawal usually means losing some or all of the interest earned. Only fix money you definitely won't need.
Maximise your savings income with StoozeMax
Combine bank switch bonuses, regular savers, and the best savings rates to earn hundreds more per year. StoozeMax tracks it all in one place.
Start Tracking Free