Comparing the top 42 easy access accounts by AER.
5.00%
Highest Rate
4.30%
Average Rate
42
Accounts
| Provider | Account Name | AER % | Min Deposit |
|---|---|---|---|
| LemFi | LemFi Instant Access Savings Account | 5.00% | — |
| Monument Bank | Welcome Saver | 4.56% | — |
| Zopa | Limited Access pot | 4.56% | — |
| Teachers BS | Bonus Savings Account for Teachers (Issue 1) | 4.55% | — |
| Tembo Money | HomeSaver | 4.55% | — |
| cahoot | cahoot Simple Saver (Issue 20) | 4.52% | — |
| Progressive BS | 1 Year Double Access Saver Account (Issue 2) | 4.50% | — |
| Teachers BS | Bonus Savings Account for Everyone (Issue 1) | 4.50% | — |
| Chase | Chase Saver With Boosted Rate | 4.50% | — |
| Vida Savings | Double Access Saver Issue 2 | 4.36% | — |
| OakNorth Bank | Easy Access Tracker - Issue 15 | 4.35% | — |
| Sainsbury's Money | Instant Access Saver | 4.35% | — |
| Principality BS | Online Bonus Triple Access (Issue 9) | 4.30% | — |
| United Trust Bank | UTB Limited Access Saver Account | 4.30% | — |
| Oxbury Bank | Easy Access Autumn Account (Issue 1) | 4.30% | — |
| thisbank | Triple Access Savings Account | 4.28% | — |
| Hanley Economic BS | Dual Access Saver | 4.27% | — |
| Hanley Economic BS | Dual Access Saver Online | 4.27% | — |
| Hanley Economic BS | Branch Boosted Base Rate Tracker (Issue 2) | 4.25% | — |
| Hanley Economic BS | Online Boosted Base Rate Tracker (Issue 2) | 4.25% | — |
| Mansfield BS | Triple Access Bonus Saver (1st Issue) | 4.25% | — |
| Charter Savings Bank | Easy Access - Issue 79 | 4.25% | — |
| SAGA | Saga Easy Access Savings Account | 4.25% | — |
| Dudley BS | 1 Access Bonus Saver | 4.25% | — |
| Ecology Building Society | Ecology Single Access Saver - Monthly Interest | 4.25% | — |
| Tesco Bank | Internet Saver | 4.24% | — |
| Ford Money | Flexible Saver | 4.21% | — |
| Kent Reliance | Limited Access Saver - Issue 3 | 4.21% | — |
| Yorkshire Building Society | Triple Access eSaver | 4.20% | — |
| Leeds BS | Online Access Saver (Issue 24) | 4.20% | — |
| Nottingham BS | Bonus Access Saver 19 | 4.20% | — |
| Hampshire Trust Bank | Easy Access Online Saver (Issue 36) | 4.18% | — |
| Virgin Money | Double Take E-Saver Issue 19 | 4.16% | — |
| Cynergy Bank | Online Easy Access Account (Issue 103) | 4.15% | — |
| LHV Bank | Easy Access | 4.15% | — |
| Family Building Society | Online Saver (12) | 4.15% | — |
| Manchester BS | Manchester Rainy Day Saver | 4.15% | — |
| Post Office | Online Saver Issue 91 | 4.15% | — |
| Shawbrook Bank | Bonus Easy Access Savings Account - Issue 5 | 4.13% | — |
| AlRayan Bank | Easy Access AccountSharia | 4.11% | — |
| Cambridge BS | Double Access Saver | 4.10% | — |
| UBL UK | Easy Access Account | 4.09% | — |
The best easy access savings rates change frequently. Check the comparison table above for the latest rates, updated daily from Moneyfacts data.
Yes. The Financial Services Compensation Scheme (FSCS) protects up to £120,000 per person, per banking group. If you have more than £120,000, spread it across banks in different banking groups.
Yes. Easy access savings accounts let you withdraw your money whenever you need it, with no notice period or penalties. Some accounts may limit the number of withdrawals per year.
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