Comparing the top 43 easy access accounts by AER.
5.00%
Highest Rate
4.32%
Average Rate
43
Accounts
| Provider | Account Name | AER % | Min Deposit |
|---|---|---|---|
| Starling Bank | Easy Saver | 5.00% | — |
| LemFi | LemFi Instant Access Savings Account | 5.00% | — |
| Zopa | Limited Access pot | 4.56% | — |
| Monument Bank | Welcome Saver | 4.56% | — |
| Teachers BS | Bonus Savings Account for Teachers (Issue 1) | 4.55% | — |
| Tembo Money | HomeSaver | 4.55% | — |
| cahoot | cahoot Simple Saver (Issue 20) | 4.52% | — |
| Teachers BS | Bonus Savings Account for Everyone (Issue 1) | 4.50% | — |
| Chase | Chase Saver With Boosted Rate | 4.50% | — |
| Progressive BS | 1 Year Double Access Saver Account (Issue 2) | 4.50% | — |
| Post Office | Online Saver Issue 90 | 4.40% | — |
| Vida Savings | Double Access Saver Issue 2 | 4.36% | — |
| OakNorth Bank | Easy Access Tracker - Issue 15 | 4.35% | — |
| Tipton & Coseley BS | Reward Saver (Issue 2) | 4.30% | — |
| Principality BS | Online Bonus Triple Access (Issue 9) | 4.30% | — |
| Tipton & Coseley BS | Reward Saver (Issue 2) (Mobile App Account) | 4.30% | — |
| Oxbury Bank | Easy Access Autumn Account (Issue 1) | 4.30% | — |
| United Trust Bank | UTB Limited Access Saver Account | 4.30% | — |
| thisbank | Triple Access Savings Account | 4.28% | — |
| Hanley Economic BS | Dual Access Saver | 4.27% | — |
| Hanley Economic BS | Dual Access Saver Online | 4.27% | — |
| Charter Savings Bank | Easy Access - Issue 79 | 4.25% | — |
| Hanley Economic BS | Online Boosted Base Rate Tracker (Issue 2) | 4.25% | — |
| SAGA | Saga Easy Access Savings Account | 4.25% | — |
| Nottingham BS | Bonus Access Saver 18 | 4.25% | — |
| Dudley BS | 1 Access Bonus Saver | 4.25% | — |
| Ecology Building Society | Ecology Single Access Saver - Monthly Interest | 4.25% | — |
| Hanley Economic BS | Branch Boosted Base Rate Tracker (Issue 2) | 4.25% | — |
| Mansfield BS | Triple Access Bonus Saver (1st Issue) | 4.25% | — |
| Tesco Bank | Internet Saver | 4.24% | — |
| Kent Reliance | Limited Access Saver - Issue 3 | 4.21% | — |
| Yorkshire Building Society | Triple Access eSaver | 4.20% | — |
| Leeds BS | Online Access Saver (Issue 24) | 4.20% | — |
| Hampshire Trust Bank | Easy Access Online Saver (Issue 36) | 4.18% | — |
| Virgin Money | Double Take E-Saver Issue 19 | 4.16% | — |
| LHV Bank | Easy Access | 4.15% | — |
| Cynergy Bank | Online Easy Access Account (Issue 103) | 4.15% | — |
| Manchester BS | Manchester Rainy Day Saver | 4.15% | — |
| Family Building Society | Online Saver (12) | 4.15% | — |
| Whiteaway Laidlaw | Easy Access Account | 4.15% | — |
| Shawbrook Bank | Bonus Easy Access Savings Account - Issue 5 | 4.13% | — |
| Cambridge BS | Double Access Saver | 4.10% | — |
| UBL UK | Easy Access Account | 4.09% | — |
The best easy access savings rates change frequently. Check the comparison table above for the latest rates, updated daily from Moneyfacts data.
Yes. The Financial Services Compensation Scheme (FSCS) protects up to £120,000 per person, per banking group. If you have more than £120,000, spread it across banks in different banking groups.
Yes. Easy access savings accounts let you withdraw your money whenever you need it, with no notice period or penalties. Some accounts may limit the number of withdrawals per year.
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