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Is it safe? / Tipton & Coseley BS

Is Tipton & Coseley BS safe?

Yes — Tipton & Coseley BS is FSCS-protected. Deposits up to £120,000 per person (£240,000 for joint accounts) are covered under the Tipton & Coseley Building Society banking licence (Tipton & Coseley Building Society (mutual)).

Protection

FSCS to £120,000

Licence holder

Tipton & Coseley Building Society

Parent company

Tipton & Coseley Building Society (mutual)

Tipton & Coseley BS's current savings rates

  • Limited Access (Issue 4)4.15% AER
  • Reward Saver4.05% AER

From the daily rates scrape. Compare every provider →

Worth knowing

FSCS also covers temporary high balances (house sale, inheritance) up to £1.4m for six months (raised December 2025). Compensation is automatic if a firm fails — typically paid within seven days.

Is Tipton & Coseley BS safe? FSCS protection | StoozeMax