Is it safe? / The Stafford BS
Is The Stafford BS safe?
Yes — The Stafford BS is FSCS-protected. Deposits up to £120,000 per person (£240,000 for joint accounts) are covered under the The Stafford Building Society banking licence (The Stafford Building Society (mutual)).
Protection
FSCS to £120,000
Licence holder
The Stafford Building Society
Parent company
The Stafford Building Society (mutual)
The Stafford BS's current savings rates
- Notice 1804.26% AER
- Notice 180 - Monthly Interest4.26% AER
- Notice 1204.1% AER
- Notice 120 - Monthly Interest4.1% AER
From the daily rates scrape. Compare every provider →
Worth knowing
FSCS also covers temporary high balances (house sale, inheritance) up to £1.4m for six months (raised December 2025). Compensation is automatic if a firm fails — typically paid within seven days.