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Is it safe? / The Stafford BS

Is The Stafford BS safe?

Yes — The Stafford BS is FSCS-protected. Deposits up to £120,000 per person (£240,000 for joint accounts) are covered under the The Stafford Building Society banking licence (The Stafford Building Society (mutual)).

Protection

FSCS to £120,000

Licence holder

The Stafford Building Society

Parent company

The Stafford Building Society (mutual)

The Stafford BS's current savings rates

  • Notice 1804.26% AER
  • Notice 180 - Monthly Interest4.26% AER
  • Notice 1204.1% AER
  • Notice 120 - Monthly Interest4.1% AER

From the daily rates scrape. Compare every provider →

Worth knowing

FSCS also covers temporary high balances (house sale, inheritance) up to £1.4m for six months (raised December 2025). Compensation is automatic if a firm fails — typically paid within seven days.

Is The Stafford BS safe? FSCS protection | StoozeMax