Is it safe? / Secure Trust Bank
Is Secure Trust Bank safe?
Yes — Secure Trust Bank is FSCS-protected. Deposits up to £120,000 per person (£240,000 for joint accounts) are covered under the Secure Trust Bank PLC banking licence (Secure Trust Bank PLC).
Protection
FSCS to £120,000
Licence holder
Secure Trust Bank PLC
Parent company
Secure Trust Bank PLC
Secure Trust Bank's current savings rates
- 95 Day Notice Tracker Account (Issue 2)4.21% AER
- 90 Day Notice Account (03.Jun.2026)4.21% AER
- Access Account (Issue 29)4.21% AER
From the daily rates scrape. Compare every provider →
Worth knowing
FSCS also covers temporary high balances (house sale, inheritance) up to £1.4m for six months (raised December 2025). Compensation is automatic if a firm fails — typically paid within seven days.