Is it safe? / Ecology Building Society
Is Ecology Building Society safe?
Yes — Ecology Building Society is FSCS-protected. Deposits up to £120,000 per person (£240,000 for joint accounts) are covered under the Ecology Building Society banking licence (Ecology Building Society (mutual)).
Protection
FSCS to £120,000
Licence holder
Ecology Building Society
Parent company
Ecology Building Society (mutual)
Ecology Building Society's current savings rates
- Ecology Single Access Saver - Monthly Interest4.25% AER
From the daily rates scrape. Compare every provider →
Worth knowing
FSCS also covers temporary high balances (house sale, inheritance) up to £1.4m for six months (raised December 2025). Compensation is automatic if a firm fails — typically paid within seven days.