We do the legwork on your switch bonuses

£39, one payment, 5 slots a month. You answer five questions; we plan the switches, check every date by hand, set up the Direct Debits, remind you before each deadline and answer your questions for three months.

Want the dates without the human pass? The Switch Plan is £4.99.

A person checks it

Your plan is generated from your answers and then gone over by hand against each bank's current terms — the part a form cannot do, like spotting that the bonus you were refused last year blocks a different bank this year.

Every date loaded as a reminder

Direct Debit deadlines, pay-in dates, the day each bonus should land and the day it is safe to cancel. You get an email before each one rather than a document you have to remember to re-read.

Direct Debits arranged

We set up the ones your plan needs, timed to be live before the bank looks, and cancel them for you once the bonus has landed.

Three months of email support

Reply to the thread whenever something does not look right. A bank asking for something unexpected is exactly when a person is worth more than a page.

5 of 5 slots left this month. The cap is there because this is real time spent on your switches, not a scarcity trick.

Which switch bonuses have you already taken?

This is what decides whether you are still blocked. Exclusions apply across a whole banking group, so an RBS bonus locks NatWest too.

Which current accounts do you hold now?

Switch bonuses are for new customers, so these come out of the plan.

Your situation

Cash you could move (£)

It can usually go straight back out again after it lands.

Monthly pay-in you can commit (£)

Several offers set a minimum.

Direct Debits you already have

Ones you could move to a new account.

Anything else we should know?

Optional. A deadline you are working to, an account you would rather not close, a bonus that was refused before — the things a form cannot ask about.

0/400

One payment. We reply within one working day.

The concierge is help with current accounts and switching — information and legwork, not financial advice, and we do not recommend credit. We cannot guarantee a bank will pay a bonus; what we can do is make sure nothing you control is the reason it doesn't. Not happy? Email us within 14 days for a full refund.