Chase vs Santander: Switch Bonus Comparison
- Full CASS switch required
- Full CASS switch
- Pay in £1,500 within 60 days
- 2 active household direct debits within 60 days
- Cannot have held a Santander current account on 1 Jan 2025
Verdict: Chase vs Santander
Santander has the better regular saver rate at 8% vs 6.5%.
Frequently Asked Questions
Which has the higher switch bonus, Chase or Santander?
Neither Chase nor Santander has an active switch bonus at the moment. StoozeMax checks daily and will show one here as soon as either bank launches an offer.
Can I switch to both Chase and Santander?
Yes, you can switch to both banks, but you need to do them one at a time using the Current Account Switch Service (CASS). Complete one switch, wait out the cooling-off period, then switch again to the second bank.
How long is the cooling-off period for Chase and Santander?
The cooling-off periods are: Chase: 0 months, Santander: 12 months. During this time you cannot switch away without potentially losing your bonus.
Which bank is easier to switch to, Chase or Santander?
Both banks use the Current Account Switch Service (CASS), which makes the process straightforward. The main differences are in specific requirements like minimum pay-in amounts, number of direct debits, and whether you need to use their app. Check the requirements comparison above for full details.