Barclays vs M&S Bank: Switch Bonus Comparison
Barclays offers the better net value at £300 vs £0 after fees.
- Open via Barclays app
- Sign up to Blue Rewards
- Full CASS switch with 2 active direct debits
- Pay in £2,000 within 30 days
- Cannot have held a Barclays current account on or before 17 Feb 2026
- Full CASS switch required
- Apple TV+
- MLS Season Pass
- 4%+ Rainy Day Saver on up to £5,000
- Cashback on household bills and partner retailers (with Blue Rewards)
Verdict: Barclays vs M&S Bank
Barclays comes with more perks (4 vs 0), including things like apple tv+.
Frequently Asked Questions
Which has the higher switch bonus, Barclays or M&S Bank?
Currently only Barclays has an active switch bonus. M&S Bank does not have an active offer at this time.
Can I switch to both Barclays and M&S Bank?
Yes, you can switch to both banks, but you need to do them one at a time using the Current Account Switch Service (CASS). Complete one switch, wait out the cooling-off period, then switch again to the second bank.
How long is the cooling-off period for Barclays and M&S Bank?
The cooling-off periods are: Barclays: 24 months. During this time you cannot switch away without potentially losing your bonus.
Which bank is easier to switch to, Barclays or M&S Bank?
Both banks use the Current Account Switch Service (CASS), which makes the process straightforward. The main differences are in specific requirements like minimum pay-in amounts, number of direct debits, and whether you need to use their app. Check the requirements comparison above for full details.