Barclays vs Chase: Switch Bonus Comparison
Barclays offers the better net value at £300 vs £0 after fees.
- Open via Barclays app
- Sign up to Blue Rewards
- Full CASS switch with 2 active direct debits
- Pay in £2,000 within 30 days
- Cannot have held a Barclays current account on or before 17 Feb 2026
- Full CASS switch required
- Apple TV+
- MLS Season Pass
- 4%+ Rainy Day Saver on up to £5,000
- Cashback on household bills and partner retailers (with Blue Rewards)
Verdict: Barclays vs Chase
Barclays comes with more perks (4 vs 0), including things like apple tv+.
Chase has the better regular saver rate at 6.5% vs 3.96%.
Frequently Asked Questions
Which has the higher switch bonus, Barclays or Chase?
Currently only Barclays has an active switch bonus. Chase does not have an active offer at this time.
Can I switch to both Barclays and Chase?
Yes, you can switch to both banks, but you need to do them one at a time using the Current Account Switch Service (CASS). Complete one switch, wait out the cooling-off period, then switch again to the second bank.
How long is the cooling-off period for Barclays and Chase?
The cooling-off periods are: Barclays: 24 months, Chase: 0 months. During this time you cannot switch away without potentially losing your bonus.
Which bank is easier to switch to, Barclays or Chase?
Both banks use the Current Account Switch Service (CASS), which makes the process straightforward. The main differences are in specific requirements like minimum pay-in amounts, number of direct debits, and whether you need to use their app. Check the requirements comparison above for full details.