Barclaycard vs Barclays: Switch Bonus Comparison
Barclays offers the better net value at £300 vs £0 after fees.
- Full CASS switch required
- Open via Barclays app
- Sign up to Blue Rewards
- Full CASS switch with 2 active direct debits
- Pay in £2,000 within 30 days
- Cannot have held a Barclays current account on or before 17 Feb 2026
- Apple TV+
- MLS Season Pass
- 4%+ Rainy Day Saver on up to £5,000
- Cashback on household bills and partner retailers (with Blue Rewards)
Verdict: Barclaycard vs Barclays
Barclays comes with more perks (4 vs 0), including things like apple tv+.
Frequently Asked Questions
Which has the higher switch bonus, Barclaycard or Barclays?
Currently only Barclays has an active switch bonus. Barclaycard does not have an active offer at this time.
Can I switch to both Barclaycard and Barclays?
Yes, you can switch to both banks, but you need to do them one at a time using the Current Account Switch Service (CASS). Complete one switch, wait out the cooling-off period, then switch again to the second bank.
How long is the cooling-off period for Barclaycard and Barclays?
The cooling-off periods are: Barclays: 24 months. During this time you cannot switch away without potentially losing your bonus.
Which bank is easier to switch to, Barclaycard or Barclays?
Both banks use the Current Account Switch Service (CASS), which makes the process straightforward. The main differences are in specific requirements like minimum pay-in amounts, number of direct debits, and whether you need to use their app. Check the requirements comparison above for full details.