When can I switch to M&S Bank again?

Typically 12 months after your previous M&S Bank switch — though each offer's own exclusion dates take precedence.

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Can I get the M&S Bank switch bonus?

M&S Bank has no live switch bonus right now — but if you've switched to it before, the cooling-off calculator below tells you when you'd be eligible for the next one.

Switched to M&S Bank before? Check when you're eligible again

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Rough guide from typical published terms — the offer's own exclusion dates always take precedence.

Get alerted when M&S Bank eligibility changes

One email if the offer, requirements, or exclusion dates change.

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