Updated daily from Moneyfacts. Compare 18 accounts.
4.79%
Highest Rate
4.69%
Average Rate
18
Accounts
| Provider | Account Name | AER % | Term | Min Deposit |
|---|---|---|---|---|
| Hampshire Trust Bank | 5 Year Online Fixed Saver (Issue 52) 5 Year Online Fixed Saver (Issue 52) | 4.79% | 5 years | — |
| Hampshire Trust Bank | 2 Year Online Fixed Saver (Issue 104) 2 Year Online Fixed Saver (Issue 104) | 4.76% | 2 years | — |
| Afin Bank | 5-Year Fixed Term Account (Issue 8) 5-Year Fixed Term Account (Issue 8) | 4.72% | 5 years | — |
| Kent Reliance | 3 Year Fixed Rate Bond - Issue 20 3 Year Fixed Rate Bond - Issue 20 | 4.72% | 3 years | — |
| Kent Reliance | 1 Year Fixed Rate Bond - Issue 31 1 Year Fixed Rate Bond - Issue 31 | 4.71% | 1 year | — |
| Kent Reliance | 2 Year Fixed Rate Bond - Issue 39 2 Year Fixed Rate Bond - Issue 39 | 4.71% | 2 years | — |
| AlRayan Bank | Meteor Savings - 1 Year Fixed Term Deposit Meteor Savings - 1 Year Fixed Term Deposit | 4.70% | 1 year | — |
| RCI Bank UK | 2 Year Fixed Term Savings Account 2 Year Fixed Term Savings Account | 4.70% | 2 years | — |
| RCI Bank UK | Raisin UK - 3 Year Fixed Term Deposit Raisin UK - 3 Year Fixed Term Deposit | 4.68% | 3 years | — |
| RCI Bank UK | 3 Year Fixed Term Savings Account 3 Year Fixed Term Savings Account | 4.68% | 3 years | — |
| UBL UK | 1 Year Fixed Term Deposit 1 Year Fixed Term Deposit | 4.68% | 1 year | — |
| Kuwait Finance House | Raisin UK - 1 Year Fixed Term Deposit Raisin UK - 1 Year Fixed Term Deposit | 4.67% | 1 year | — |
| BACB | Raisin UK - 2 Year Fixed Term Deposit Raisin UK - 2 Year Fixed Term Deposit | 4.67% | 2 years | — |
| Close Brothers Savings | Fixed Rate Bond Fixed Rate Bond | 4.67% | 5 years | — |
| United Trust Bank | UTB 1 Year Bond UTB 1 Year Bond | 4.66% | 1 year | — |
| AlRayan Bank | Raisin UK - 1 Year Fixed Term Deposit Raisin UK - 1 Year Fixed Term Deposit | 4.65% | 1 year | — |
| StreamBank | Fixed Rate Account - Issue 2 Fixed Rate Account - Issue 2 | 4.65% | 2 years | — |
| Melton BS | Fixed Rate Issue 15 to 23rd June 2027 Fixed Rate Issue 15 to 23rd June 2027 | 4.63% | — | — |
The best fixed rate savings rates change frequently. Check the comparison table above for the latest rates, updated daily from Moneyfacts data.
Yes. The Financial Services Compensation Scheme (FSCS) protects up to £85,000 per person, per banking group. If you have more than £85,000, spread it across banks in different banking groups.
Generally no. Fixed rate accounts lock your money away for a set term (e.g. 1, 2, or 5 years). Early withdrawal usually means losing some or all of the interest earned. Only fix money you definitely won't need.
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